You can own a house in the Winston-Salem, Forsyth County area of North Carolina! Good credit or bad.

Looking for a new home or investment property?

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Currently available properties

If you're currently in the market for a new home in the Winston-Salem, Forsyth County, or Davidson County area of NC and are having trouble qualifying for a loan, we can help. We make it very easy for you to get into a new home. Many of our properties do not require bank qualifying and are excellent investments for:

First time home buyers
Investors looking for rental property
Anyone with credit problems wanting to buy a new home
Anyone wanting to eliminate the hassle of dealing with banks, regardless of credit rating

Let us know what you're looking for and we'll keep you informed of matching properties as we make them available. We never charge a fee or commission for our services!

Ever considered a lease option?

Do you want to own a home but, for whatever reason, aren't ready or able to commit to a long term bank loan? Then consider one of the fastest growing trends in America... the lease option (also known as lease purchase, rent-to-own, and rent with option). Under this scenario, you, the tenant/buyer, rent a property just like you normally would, only you get an exclusive right to buy the property at a pre-determined price and under pre-determined terms. This way, you get to "test drive" the house (and neighborhood) to see if it's the right fit for you.

Under a lease option, all the known factors are determined ahead of time. You put up a security deposit, just as you would if renting, plus an option fee, all of which goes toward the purchase of the property if you exercise your option. A monthly rental rate is determined. Part of your monthly rent goes toward the purchase of the home. Additionally, any money you pay above your rental rate is credited toward your purchase price, usually at some multiple of what you put in (for example, you could pay $50 more per month and get a credit of $75 per month toward the purchase price). The purchase price of the property is also agreed upon before you move in. And, in the end, if you decide it's not for you, you're free to move on. You're not obligated in any way to buy.. the "option" is yours to decide. If you decide to buy, we, on the other hand, have the obligation to sell.

If you can't qualify for a loan right now, you stand a much better chance of doing so 12 months from now if you are living in a property under a lease option arrangement and can show a history of on-time payments in the past 12 months. Talk to your lender and ask him how your score might improve under a lease option arrangement.

For further info, check out these articles:

Lease-options offer an alternative - Bankrate.com
What is a Lease Purchase all About? - Heritage Realty & Investment Properties