If you're currently in the market for a new home
in the Winston-Salem, Forsyth County, or Davidson County area of NC and are having trouble qualifying for a loan, we can help. We make it very easy for you to get into a new home. Many of our properties do not require bank qualifying and are excellent investments for:
- First time home buyers
- Investors looking for rental property
- Anyone with credit problems wanting to buy a new home
- Anyone wanting to eliminate the hassle of dealing with banks, regardless of credit rating
Take a look at what we currently have available.
If we don't have what you want, let us know what you're looking for and we'll keep you informed of matching properties as
we make them available. We never charge a fee or commission for our services!
Ever considered a
lease option (or Rent-to-Own)?
Do you want to own a
home but, for whatever reason, aren't ready or able to commit to a long term bank loan? Then
consider one of the fastest growing trends in America... the lease option (also
known as lease purchase, rent-to-own, and rent with option). Under this
scenario, you, the tenant/buyer, rent a property just like you normally would,
only you get an exclusive right to buy the property at a pre-determined price
and under pre-determined terms. This way, you get to "test drive" the
house (and neighborhood) to see if it's the right fit for you.
Under a lease
option, all the known factors are determined ahead of time. You put up a
security deposit, just as you would if renting, plus an option fee, all of which
goes toward the purchase of the property if you exercise your option. A
monthly rental rate is determined. Part of your monthly rent goes toward
the purchase of the home.
Additionally, any money
you pay above your rental rate is
credited toward your purchase price, usually at some multiple of what you put in
(for example, you could pay $50 more per month and get a credit of $75 per month
toward the purchase price). The purchase price of the property is also
agreed upon before you move in. And, in the end, if you decide it's not
for you, you're free to move on. You're not obligated in any way to buy..
the "option" is yours to decide. If you decide to buy, we, on the other
hand, have the obligation to sell.
If you can't qualify
for a loan right now, you stand a much better chance of doing so 12 months from
now if you are living in a property under a lease option arrangement and can
show a history of on-time payments in the past 12 months. Talk to your
lender and ask him how your score might improve under a lease option
For further info,
check out this article from Bankrate.com:
Lease-options offer an alternative